Call Us Call Us Toll Free | 855.441.8083
Motorcycle Insurance MOTORCYCLE Lowest Rates
Commercial Auto Insurance COMMERCIAL AUTO Peace of Mind
General Liability GENERAL LIABILITY Insure Futures
Auto Registration AUTO REGISTRATION Instant Services

It's not uncommon for the college years to be an individual's first introduction to budgeting and bill payment. Whether you pay for college through student loans, scholarships, grants, parental contributions, savings or a combination of methods, it simply isn't easy to balance a restricted income with the sometimes overwhelming expenses of college life.

It is because of this difficulty that many college students look for ways to cut their spending. Often they’ll forgo services and products they generally want or need in order to use their income for school costs instead. But there are some expenses that are potentially dangerous to avoid and one of these is an auto insurance policy premium.

The Cost of Being Uninsured

College students may be inclined to ask themselves whether they can afford auto insurance but it would be smarter to ask whether you can afford not to have auto insurance. An auto insurance policy can cover damages to the vehicle that you use to get around town and campus while also protecting you from the potentially tremendous liability expenses that come from your causing damage to another person or their property.

Without auto insurance, a college career could be cut short as funds intended for tuition are instead used to make good on a bodily injury claim after a student unintentionally causes an accident. But with auto insurance, a college student ensures that they can afford to stay in school even if they're involved in an expensive car accident.

Auto Insurance Is Affordable

There are many ways auto insurance can be tweaked to fit into a restricted budget. Premiums can be discounted if the college student takes a defensive driving class and has a good driving record. Premiums can also be reduced by good grades and increasing deductibles. However, it's important to remember that deductibles are an out-of-pocket expense so they shouldn't be higher than the student can afford to pay.

If you’re heading back to school this fall and are concerned about your auto insurance coverage, or lack thereof, give us a call. We can get you set up with an auto insurance policy that’s perfect for your driving habits and history and that has premiums you can afford.

Posted 10:55 AM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2017
  • 2015
  • 2014

View Mobile Version

Get A Quote

Auto Insurance
Auto Insurance
Auto Insurance
Auto Insurance
Auto Insurance
Auto Insurance
© Copyright 2017. All rights reserved, General Insurance Services.