Home Page Blog Facebook Twitter LinkedIn Yelp! Insurance Types Auto Insurance Home Insurance Life Insurance Business Insurance Life & Health Insurance

Motorcycle Crashes

Less than half the states in the country require that motorcycle drivers wear helmets. This might lead some to believe that it means there are few to no motorcycle accidents on the roads but unfortunately, that is not the case. According to the Insurance Information Institute (I.I.I.), there were 5,290 motorcycle related deaths in 2008, which is the largest number of motorcycle deaths reported by the Department of Transportation since they began collecting data in 1975.

It is impossible to know how many of these deaths might have been avoided if the motorcycle rider had been wearing a helmet. What we do know, however, is that motorcycle accident fatalities in general are on the rise. In fact, the I.I.I. reports that motorcycle crash fatalities have increased every year over the past eleven years.

The most interesting statistics regarding motorcycle accidents and fatalities are found at the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) website. In 2007 they report that motorcyclists were 37 times more likely to die in a crash than passenger car occupants and that they were nine times more likely to be injured than their passenger car equivalents. Those statistics may be frightening, but the next one is downright chilling: in 2008 the fatality rate for motorcyclists was 6 times that of passenger car occupants.

Insurance on your motorcycle will make your family financially whole after a crash, but it won’t make your family emotionally whole if you are hurt or killed during the crash. The best way to keep yourself safe and a functional part of your family is to wear a helmet. Another way to improve your motorcycle driving skills and reduce your premium is to take a motorcycle safety class. In addition, you should be sure to follow all driving rules and speed limits while you drive. As an example of the importance of following speed limits, let’s look at another statistic from NHTSA: 35 percent of all motorcyclists involved in fatal crashes in 2008 were speeding. If those riders had been paying attention and following the speed limit, 100 percent of those crashes could have been avoided—and so could the resulting fatalities.

Whether they reduce your premium significantly or not, all the preventative measures you take when driving a motorcycle or preparing to drive one, will help you prevent injuring yourself or others in an accident and will help make sure your family gets to keep its most treasured asset—you.
Posted 11:48 PM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version


Site Links   Location & Directions   Contact Us
Products

Auto Insurance
Classic Car
Motorcycle
Recreational Vehicle
Commercial Auto
Boat
Homeowners
Life & Health
Business
Special Events
Mexico Travel
Workers Comp
General Liability
Bonds
Get A Quote
Services

Registration Services
Tax Preparation
Notary Public
International License

About Us

Newsletter
Testimonials
General Insurance's Blog
Careers
Events
Contact Us
  Mailing Address
1084 W. Rosecrans Ave
Gardena, CA 90247

 Contact Us
Toll Free: 855-441-8083
Local: 310-327-2020
License#: 0G50112
Copyright General Insurance, All rights reserved. Powered by Insurance Website Builder