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As we get going in the summer we see more cars on the road.  So whether you’re taking the 405 or the Harbor Freeway, there is a chance you could see more accidents driving from Gardena to Torrance.  Did you know most insurance claims don’t come from rush hour traffic? In fact, there are only five different incidents that make up most of the auto insurance claims

Parking lot damage: That stray cart in the parking lot of your favorite supermarket? You may want to make sure it’s corralled before you do your weekly shopping because damage that occurs in parking lots are relatively common causes for auto insurance claims.  Also you may want to park far away from other cars.  Door dings make up a lot of the claims. You’ll improve your health with the extra steps and keep your paint job longer. 

Windshield Cracks: As you’re drive to work on the Century Freeway each day, all manner of debris can come pummeling toward your car windshield. Rocks hitting windshields and cracking or shattering them is quite common. Even if you avoid freeways from Gardena to Inglewood there is no guarantee a rock won’t ruin your day.

Vandalism: Vandals can come in all shapes and sizes. From little kids keying your car on a dare to adults enjoying the creation of mayhem, the chance that your car will get vandalized is high. Car alarms that trigger when someone gets too close can help—but parking your car in a closed space, like a garage, is the ultimate protection. 

Rear-End Collisions: You are on the freeway home from Long Beach.  Someone is secretly texting and following too closely, then boom!   Add another hour to your commute.  While this is one of the most common types of auto claim incidents, it can be easily avoided when you (and everyone else) keep a safe distance from the cars in front of you, make sure you brake lights are working, and pay attention to the road. 

Theft: Whether you have one of those vehicles that is very attractive to thieves or you have just a regular old car, there’s every possibility that it might be stolen by professional thieves or kids looking for a joyride. To help combat this you should always park under streetlights, and invest in an anti-theft device like a car alarm or steering wheel clamp.

There are no guarantees that you will not have a claim, but General Insurance can direct you to the right place if you do.  If you have questions about your policy, or you want to make sure you are getting the best coverage for the best price, give us a call at
(855) 441-8083.
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