Just as your state has minimum insurance requirements for the automobiles you drive, you also have a responsibility to obtain coverage on mopeds and motorcycles as well. Motorcycle and moped drivers are required, at minimum, to secure the following coverages:
These are not the only types of coverage you should consider, however:
Just as with any insurance policy, your motorcycle insurance coverage will have deductibles and limits for each coverage option you choose. When picking a deductible, remember that in a motorcycle insurance policy, the deductible is per-incident rather than per-year.